Terms and conditions for temarithal.sbs subscription

These terms govern the use of temarithal’s subscription-based financial planning service in Australia. Please read carefully before using our services or website. By subscribing or accessing temarithal.sbs, you agree to these terms.

October 2, 2025

Acceptance of terms

By accessing or using our website and services, you confirm that you have read, understood, and accepted these terms and all related policies. If you do not accept, please do not use our service.

Definitions

Key terms used throughout these terms are defined below for clarity.

‘Service’ refers to temarithal’s subscription-based financial planning consultations and related support.

‘User’ means any person accessing or using temarithal.sbs or our services.

‘Consultant’ refers to individuals providing guidance and reviews as part of the subscription service.

‘Content’ includes all information, text, and materials provided on temarithal.sbs.

Permitted use of service

You may use our service for your own financial planning needs. Any unauthorised use, including duplication or resale, is strictly prohibited.

Eligibility

To subscribe, you must be at least 18 years old and reside in Australia. Use of our service outside Australia may not be permitted.

18+ only

User responsibilities

Users agree to provide accurate information and use the service lawfully.

Keep your account details and access information secure.
Do not share your subscription or content with others.
Notify us promptly of any unauthorised access or use.
Use the service in compliance with all applicable laws and regulations.

Prohibited uses

Certain activities are not permitted on our site or service.

Engaging in unlawful, fraudulent, or harmful conduct.
Impersonating any person or misrepresenting your affiliation.
Interfering with site operation or security.
Attempting to reverse engineer or copy our services.
Using the service for unauthorised commercial purposes.

Intellectual property rights

All content, trademarks, and materials on temarithal.sbs are the exclusive property of temarithal or its licensors. You may not reproduce, distribute, or create derivative works without prior written permission.

User content

You are responsible for any information you provide or upload. We reserve the right to remove content that violates these terms.

User content rights

By submitting content, you grant temarithal a licence to use, display, and store it for service purposes only.

Privacy and data protection

Your personal data will be processed in accordance with our Privacy Policy, which forms part of these terms. Please review the policy for details on data collection and use.

Read Privacy Policy

Disclaimer and limitations

Our service is provided as described. Please read the disclaimer for important limitations.

Important notice

No guarantee of results or financial outcomes is made. All advice is general in nature. Results may vary.

Limitation of liability

temarithal is not responsible for any loss resulting from your use of the service or website, except as required by law.

Indemnification

You agree to indemnify temarithal for claims arising from your misuse of the service or breach of these terms.

Dispute resolution and law

Any disputes will be resolved in accordance with Australian law and the procedures outlined here.

Arbitration

Where appropriate, disputes may be resolved through arbitration or mediation before proceeding to court.

Arbitration is subject to Australian legal requirements.

Online dispute resolution

You may contact us for assistance with disputes. More information is available on the Online Dispute Resolution platform.

Go to ODR platform

Severability

If any part of these terms is invalid, the remainder remains enforceable.

Entire agreement

These terms, together with related policies, form the complete agreement between you and temarithal.

Governing law and jurisdiction

Australian law governs these terms and conditions.

Termination

We may suspend or terminate access if you breach these terms. You may cancel your subscription at any time.

Modifications

We may update these terms from time to time. Continued use of the service indicates acceptance of changes.

Contact for terms questions

Contact us if you have questions about these terms or your subscription.

Email: content@temarithal.sbs

Phone: +61.8.5477.5591

Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: October 2, 2025

Version: 2.0